Why the Bank of Canada Held Again and Why Waiting Could Cost You

Lucas Mathieu

Published on: 01/05/2026

Bank of Canada holds rates at 2.25% as inflation rises to 2.4%, keeping mortgage rates steady. With renewals increasing in 2026, many homeowners face 4–5% rates. Learn how short-term fixed options can help navigate today’s uncertain mortgage market.

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War Pressure and Canadian Mortgage Rates

Lucas Mathieu

Published on: 01/04/2026

Global conflict is starting to influence Canadian mortgage rates in ways many borrowers don’t expect. While the Bank of Canada has held rates steady, rising energy prices and inflation risks driven by international events could delay rate cuts and push fixed rates higher. Here’s what buyers, homeowners, and investors in Kamloops need to know right now.

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